How Do I Know If My Identity Has Been Stolen?
Knowing you've been compromised is critical! The sooner you detect a theft, the sooner you can contain or limit the damage. Here are some tips:
- Monitor your accounts and statements for any unusual activity. This may be your first indication of a problem.
- Check your credit report regularly. This will help to identify activity that may not be related to existing accounts. Someone may have obtained credit cards or loans in your name. Free credit reports are available.
Stay on top of this: Don't wait for a collection agency to contact you for overdue debts you never incurred. Don't wait until you apply for a mortgage or car loan and learn that problems with your credit history are holding up the loan.