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Even after taking all this caution and installing all these protections, you may still experience theft and fraud. Keep a close watch on your credit reports and accounts for at least the next year after a problem has been resolved. Change your PINs and passwords on a regular basis. Continue to protect your personal information and to shred sensitive paperwork. Vigilance is the key to making sure your problems have indeed been resolved and to ensure that you don't become a victim again.

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