The Rules of Wealth: A personal code for prosperity and plenty, 5th Edition

About

Features

• Learn simple ways to earn more money, manage it carefully, and use it wisely.
• Understand how your thinking about money can affect your financial choices.
• You can start with a few simple rules and begin building better money habits immediately.
• Organise your finances and think about different ways to earn income.
• It encourages a long-term approach to managing risk and investing carefully.

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Description

• Copyright 2026
• Pages: 280
• Edition: 5th

• Book
• ISBN-10: 1-292-76657-3
• ISBN-13: 978-1-292-76657-7

Some people appear to build and grow wealth with ease, while many others find it far easier to spend than to save or invest. This can make financial success seem like a matter of luck or privilege. In reality, it is often the result of consistent habits, informed decisions, and a clear understanding of how money works. The good news is that these principles can be learned, practised, and applied by anyone willing to approach money more thoughtfully.

• Learn how to generate more money, handle it wisely, and use it well.
• Understand how wealthy people think, and challenge money myths that hold you back.
• Pick three or four Rules, build habits, and begin making progress immediately.
• Set objectives, get your finances under control, and create new income streams.
• Think long term, manage risk sensibly, and invest only in what you understand.
• Learn simple ways to earn more money, manage it carefully, and use it wisely.
• Understand how your thinking about money can affect your financial choices.
• You can start with a few simple rules and begin building better money habits immediately.
• Organise your finances and think about different ways to earn income.
• It encourages a long-term approach to managing risk and investing carefully.

The Rules of Wealth presents a practical and personal guide to building lasting prosperity. As the author of the internationally bestselling Rules series, Templar distils complex financial ideas into clear, everyday principles that are easy to understand and apply.

The book contains rules that are short, focused, and straightforward, guiding you step by step from developing a wealth-focused mindset to building, managing, and sustaining financial security.

As you work through the entries, the principles begin to feel natural rather than instructional. Gradually, your decisions shift from uncertainty and guesswork to consistent, practical actions that support stability, comfort, and greater financial freedom.

This book is ideal for anyone seeking a clearer approach to money and a more confident path toward success in both life and work.

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Sample Content

Table of Contents

Thinking wealthy 

1 Anybody can be wealthy you just need to apply yourself 

2 Decide on your definition of wealth 

3 Set your objectives 

4 Keep it under your hat 

5 Most people are too lazy to be wealthy 

6 Get a reality check 

7 Understand your money beliefs and where they come from 

8 Understand that wealth is a consequence, not a reward 

9 Decide what you want money for 

10 Understand that money begets money 

11 Calculate the net return 

12 If you see money as the solution youll find it becomes the problem 

13 You can make lots of money, you can enjoy your job, and you can sleep nights 

14 Dont make money by being bad 

15 Money and happiness understand their relationship 

16 Know the difference between price and value 

17 Know how the wealthy think 

18 Dont envy what others have 

19 Its harder to manage yourself than it is to manage your money 

Getting wealthy 

20 Youve got to know where you are before you start 

21 Youve got to have a plan 

22 Get your finances under control 

23 Insurance pays someone, and odds are its not you 

24 Only by looking wealthy can you become wealthy 

25 Speculate to accumulate (no, this isnt gambling) 

26 Decide your attitude to risk 

27 Think through the alternatives to taking a risk 

28 If you dont trust someone, dont do business with them 

29 Its never too late to start getting wealthy 

30 Start saving young (or teach your kids this one if its too late for you) 

31 Understand that your financial needs change at different stages of your life 

32 You have to work hard to get rich enough not to have to work hard 

33 Learn the art of deal making 

34 Learn the art of negotiating 

35 Small economies wont make you wealthy but they will make you miserable 

36 Real wealth comes from deals not fees 

37 Understand that working for others wont necessarily make you rich but it might 

38 Dont waste time procrastinating make money decisions quickly 

39 Work as if you didnt need the money 

40 Spend less than you earn 

41 Dont borrow money unless you really, really have to 

42 Consider consolidating debts 

43 Cultivate a skill and itll repay you over and over again 

44 Pay off your loans and debts as a priority 

45 Dont be too busy earning a living to make some money 

46 Save in big chunks or should you? 

47 Dont rent, buy 

48 Understand what investing really means 

49 Build a bit of capital then invest it wisely 

50 Understand that property, in the long run, will not outpace shares 

51 Master the art of selling 

52 See yourself as others do 

53 Dont believe you can always win 

54 Dont pick stocks yourself if you dont know what youre doing 

55 Understand how the stock market really works 

56 Only buy shares (or anything) you can understand 

57 Use your head 

58 By all means, use the investment professionals (but dont be used by them) 

59 If you are going to get financial advice, pay for it 

60 Know your way round the Internet

61 Dont fiddle

62 Think long term

63 Have a set time of day to work on your wealth strategy

64 Pay attention to detail

65 Create new income streams

66 Learn to play What if?

67 Control spending impulses

68 Dont answer ads that promise get-rich-quick schemes it wont be you who gets rich quick

69 There are no secrets

70 Dont just read this do something

Getting even wealthier  

71 Carry out a finance health check regularly

72 Get some money mentors

73 Play your hunches

74 Dont sit back

75 Get someone to do the stuff you cant

76 Know yourself solo, duo or team player

77 Look for the hidden asset/opportunity

78 Dont try to get rich too quickly

79 Always ask whats in it for them 

80 Make your money work for you 

81 Know when to let go of investments

82 Know your own style

83 Know why you should be able to read a balance sheet and how

84 Be one step ahead of your tax collector

85 Learn how to make your assets work for you

86 Dont ever believe youre only worth what you are being paid

87 Dont follow the same route as everyone else

Staying wealthy

88 Shop for quality

 89 Check the small print

 90 Dont spend it before youve got it

 91 Put something aside for your old age no, more than that! 

 92 Put something aside for emergencies/rainy days the contingency fund

 93 You paid what for it? How to shop around

 94 Never borrow money from friends or family (but you can allow them to invest)

 95 Dont surrender equity

 96 Know when to stop

 Sharing your wealth

 97 Use your wealth wisely

 98 Never lend money to friends or family unless you are prepared to write it off

 99 Dont lend, take equities

 100 You really, really cant take it with you

101 Know when/how to say no and yes

102 Find ways to give people money without them feeling they are in your debt

103 Dont over-protect your children from the valuable experience of poverty

104 Know how to choose charities/good causes

105 Spend your own money because no one will spend it as wisely as you

106 Take responsibility before you take advice

107 Once youve got it, dont flaunt it

108 Whats next? Pacts with the devil?

The Rules of other peoples wealth  

1 Dont judge

2 Dont envy it

3 Other peoples money belongs to them

4 They can give it all away if they like

5a Once theyve gone, you cant ask questions

5b Once theyve gone, you cant ask questions

6 Blood comes before money

7 Your children owe you nothing

8 Dont make money taboo

9 If they give it to you, its yours

Had enough yet . . . ?

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