Home > Store

Easy Money: How to Simplify Your Finances and Get What You Want out of Life

Register your product to gain access to bonus material or receive a coupon.

Easy Money: How to Simplify Your Finances and Get What You Want out of Life

Book

  • Sorry, this book is no longer in print.
Not for Sale

eBook (Watermarked)

  • Your Price: $14.39
  • List Price: $17.99
  • About Watermarked eBooks
  • This PDF will be accessible from your Account page after purchase and requires the free Adobe® Reader® software to read it.

    The eBook requires no passwords or activation to read. We customize your eBook by discreetly watermarking it with your name, making it uniquely yours.

    Watermarked eBook FAQ

About

Features

Organize and simplify personal finances and money management to achieve both greater security and more free time. 

  • A complete plan for consolidating, automating, and delegating complicated financial tasks, making fewer mistakes, and gaining greater security!
  • Discover how to use technology to simplify financial life and avoid technologies that only make it more complicated!
  • By renowned financial journalist Liz Pulliam Weston (MSNBC, L.A. Times, NBC Early Today).
  • Description

    • Copyright 2008
    • Dimensions: 6" x 9"
    • Pages: 224
    • Edition: 1st
    • Book
    • ISBN-10: 0-13-238383-7
    • ISBN-13: 978-0-13-238383-7
    • eBook (Watermarked)
    • ISBN-10: 0-13-236433-6
    • ISBN-13: 978-0-13-236433-1

    Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column "Money Talk," provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her "60 Percent Solution" and "50/30/20 Plan," both aimed at spending control, as well as getting the most out of your credit cards and what to do if you've overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security.

                                                    --Publishers Weekly

    “If you want to simplify your life and make solid decisions—fast—this book is your answer. It’s one more reason Liz remains one of America’s most trusted financial columnists. Quick, easy, and empowering!”

    —Jennifer Openshaw, Author of The Millionaire Zone and CEO, WinningAdvice.com

    “As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you’ll be exponentially better off tomorrow than you are today.”

    —Lois P. Frankel, Ph.D., Author of Nice Girls Don’t Get Rich and

    Nice Girls Don’t Get the Corner Office

    Simplify your financial life…

    now and forever!

    • By the Internet’s #1 personal finance expert, MSN’s Liz Pulliam Weston

    • Stop feeling overwhelmed by your finances: take control, the easy way!

    • Save time, avoid mistakes, and help secure your future

    Common sense. Easy solutions. Plain English. Best selling author,

    Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances…save time and money…and live a more rewarding, secure life!

    www.lizweston.com

    Extras

    Author's Site

    The author's website is at www.lizweston.com

    Sample Content

    Online Sample Chapter

    Easy Money: Setting Up Your Financial Life

    Downloadable Sample Chapter

    Download the chapter

    Table of Contents

                Introduction  1

    Chapter 1       Setting Up Your Financial Life  3

    Your Financial Toolkit  3

    Consider Two Checking Accounts  8

    The Right Ways to Pay Your Bills  8

    Build Your Control Panel  16

    Set Up Your Command Center  20

    Staying Up-to-Date  22

    Your Checklist  25

    Chapter 2       Take Charge of Your Spending  27

    The 60 Percent Solution  28

    The 50/30/20 Plan  31

    How Do I Prioritize My Goals?  39

    Couples and Money  41

    Your Checklist  45

    Chapter 3       Get the Most Out of Your Credit Cards  47

    If You Carry a Balance  47

    How to Find the Best Card(s)  57

    Your Checklist  60

    Chapter 4       The No-Sweat Guide to Retirement (and other) Investing  61

    How to Manage Risk  62

    Why Beating the Market Is So Tough  65

    The Three Keys to Successful Investing  66

    Why Life-Cycle and Target Maturity Funds May Be the Answer  70

    Which Account Do I Use?  73

    Coordinating Your Approach  75

    Getting Help  76

    How Much Should I Save for Retirement?  77

    Ballpark E$timate®  78

    As You Approach Retirement  83

    Your Checklist  85

    Chapter 5       The Easy Way to Save for College  87

    Why 529 College Savings Plans Rock  90

    Picking the Right College Savings Plan  92

    Prepaid Tuition Plans  93

    Your High School Game Plan  95

    What to Do If You’re Starting Late  95

    Your Checklist  97

    Chapter 6       Insurance: Protecting What You Have--And Will Have  99

    Auto Insurance  99

    Renters Insurance  103

    Condo Owners Insurance  104

    Homeowners Insurance  104

    Umbrella Liability Policies  107

    Health Insurance  107

    Disability Insurance  109

    Life Insurance  110

    Your Checklist  115

    Chapter 7       Buying Homes and Cars  117

    When You’re Ready to Buy a Home  117

    The Home-Buying Timeline  119

    Picking the Right Mortgage  121

    The Smart Way to Buy Cars  128

    Why We Overspend on Cars  129

    What to Do if You’ve Already Overspent  132

    Your Checklist  134

    Chapter 8       When You Need Help  135

    How to Find a Financial Planner  135

    When You Need a Tax Pro  138

    Working with an Estate Planning Attorney  141

    Your Checklist  144

    Chapter 9       Be a Savvy Shopper  145

    Sites Worth Paying For  145

    Price Comparison Sites  146

    Internet Shopping 101  146

    Sites to Bookmark  148

    Check for Coupons  149

    When You’re in the Market for Real Bargains  149

    A Word about Price Guarantees  150

    How to Be a Savvy Traveler  151

    When Things Go Wrong  152

    Your Checklist  156

    Chapter 10     Changing Your Uneasy Mind  157

    “The One Who Dies with the Most Toys Wins”  158

    “We’d Be Fine If Our Income Was Just a Little Higher”  159

    “I’ll Never Have Enough”  159

    “I’m Such a Loser; I’d Be So Much Farther Ahead If I Hadn’t Made So Many Mistakes with Money”  160

    “I’ll Never Understand This Money Stuff”  162

    “It’s Not My Fault”  162

    Money and Your Brain  164

    Your Checklist  166

    Chapter 11     Setting Goals, Or What Are You Doing the Rest of Your Life?  167

    Visualizing Your Ideal Life  170

    Setting the Timer  170

    The End Game  171

    What It’s All About  171

    Resources and Recommendations  175

    The Basics  175

    College  175

    Couples & Money  176

    Credit & Debt  176

    Estate Planning  177

    Investing  177

    Real Estate  178

    Retirement  178

    Savings Tips  179

    Index  181


    © Copyright Pearson Education. All rights reserved.

    Introduction

    Download the introduction

    Updates

    Submit Errata

    More Information

    InformIT Promotional Mailings & Special Offers

    I would like to receive exclusive offers and hear about products from InformIT and its family of brands. I can unsubscribe at any time.

    Overview


    Pearson Education, Inc., 221 River Street, Hoboken, New Jersey 07030, (Pearson) presents this site to provide information about products and services that can be purchased through this site.

    This privacy notice provides an overview of our commitment to privacy and describes how we collect, protect, use and share personal information collected through this site. Please note that other Pearson websites and online products and services have their own separate privacy policies.

    Collection and Use of Information


    To conduct business and deliver products and services, Pearson collects and uses personal information in several ways in connection with this site, including:

    Questions and Inquiries

    For inquiries and questions, we collect the inquiry or question, together with name, contact details (email address, phone number and mailing address) and any other additional information voluntarily submitted to us through a Contact Us form or an email. We use this information to address the inquiry and respond to the question.

    Online Store

    For orders and purchases placed through our online store on this site, we collect order details, name, institution name and address (if applicable), email address, phone number, shipping and billing addresses, credit/debit card information, shipping options and any instructions. We use this information to complete transactions, fulfill orders, communicate with individuals placing orders or visiting the online store, and for related purposes.

    Surveys

    Pearson may offer opportunities to provide feedback or participate in surveys, including surveys evaluating Pearson products, services or sites. Participation is voluntary. Pearson collects information requested in the survey questions and uses the information to evaluate, support, maintain and improve products, services or sites, develop new products and services, conduct educational research and for other purposes specified in the survey.

    Contests and Drawings

    Occasionally, we may sponsor a contest or drawing. Participation is optional. Pearson collects name, contact information and other information specified on the entry form for the contest or drawing to conduct the contest or drawing. Pearson may collect additional personal information from the winners of a contest or drawing in order to award the prize and for tax reporting purposes, as required by law.

    Newsletters

    If you have elected to receive email newsletters or promotional mailings and special offers but want to unsubscribe, simply email information@informit.com.

    Service Announcements

    On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account information. However, these communications are not promotional in nature.

    Customer Service

    We communicate with users on a regular basis to provide requested services and in regard to issues relating to their account we reply via email or phone in accordance with the users' wishes when a user submits their information through our Contact Us form.

    Other Collection and Use of Information


    Application and System Logs

    Pearson automatically collects log data to help ensure the delivery, availability and security of this site. Log data may include technical information about how a user or visitor connected to this site, such as browser type, type of computer/device, operating system, internet service provider and IP address. We use this information for support purposes and to monitor the health of the site, identify problems, improve service, detect unauthorized access and fraudulent activity, prevent and respond to security incidents and appropriately scale computing resources.

    Web Analytics

    Pearson may use third party web trend analytical services, including Google Analytics, to collect visitor information, such as IP addresses, browser types, referring pages, pages visited and time spent on a particular site. While these analytical services collect and report information on an anonymous basis, they may use cookies to gather web trend information. The information gathered may enable Pearson (but not the third party web trend services) to link information with application and system log data. Pearson uses this information for system administration and to identify problems, improve service, detect unauthorized access and fraudulent activity, prevent and respond to security incidents, appropriately scale computing resources and otherwise support and deliver this site and its services.

    Cookies and Related Technologies

    This site uses cookies and similar technologies to personalize content, measure traffic patterns, control security, track use and access of information on this site, and provide interest-based messages and advertising. Users can manage and block the use of cookies through their browser. Disabling or blocking certain cookies may limit the functionality of this site.

    Do Not Track

    This site currently does not respond to Do Not Track signals.

    Security


    Pearson uses appropriate physical, administrative and technical security measures to protect personal information from unauthorized access, use and disclosure.

    Children


    This site is not directed to children under the age of 13.

    Marketing


    Pearson may send or direct marketing communications to users, provided that

    • Pearson will not use personal information collected or processed as a K-12 school service provider for the purpose of directed or targeted advertising.
    • Such marketing is consistent with applicable law and Pearson's legal obligations.
    • Pearson will not knowingly direct or send marketing communications to an individual who has expressed a preference not to receive marketing.
    • Where required by applicable law, express or implied consent to marketing exists and has not been withdrawn.

    Pearson may provide personal information to a third party service provider on a restricted basis to provide marketing solely on behalf of Pearson or an affiliate or customer for whom Pearson is a service provider. Marketing preferences may be changed at any time.

    Correcting/Updating Personal Information


    If a user's personally identifiable information changes (such as your postal address or email address), we provide a way to correct or update that user's personal data provided to us. This can be done on the Account page. If a user no longer desires our service and desires to delete his or her account, please contact us at customer-service@informit.com and we will process the deletion of a user's account.

    Choice/Opt-out


    Users can always make an informed choice as to whether they should proceed with certain services offered by InformIT. If you choose to remove yourself from our mailing list(s) simply visit the following page and uncheck any communication you no longer want to receive: www.informit.com/u.aspx.

    Sale of Personal Information


    Pearson does not rent or sell personal information in exchange for any payment of money.

    While Pearson does not sell personal information, as defined in Nevada law, Nevada residents may email a request for no sale of their personal information to NevadaDesignatedRequest@pearson.com.

    Supplemental Privacy Statement for California Residents


    California residents should read our Supplemental privacy statement for California residents in conjunction with this Privacy Notice. The Supplemental privacy statement for California residents explains Pearson's commitment to comply with California law and applies to personal information of California residents collected in connection with this site and the Services.

    Sharing and Disclosure


    Pearson may disclose personal information, as follows:

    • As required by law.
    • With the consent of the individual (or their parent, if the individual is a minor)
    • In response to a subpoena, court order or legal process, to the extent permitted or required by law
    • To protect the security and safety of individuals, data, assets and systems, consistent with applicable law
    • In connection the sale, joint venture or other transfer of some or all of its company or assets, subject to the provisions of this Privacy Notice
    • To investigate or address actual or suspected fraud or other illegal activities
    • To exercise its legal rights, including enforcement of the Terms of Use for this site or another contract
    • To affiliated Pearson companies and other companies and organizations who perform work for Pearson and are obligated to protect the privacy of personal information consistent with this Privacy Notice
    • To a school, organization, company or government agency, where Pearson collects or processes the personal information in a school setting or on behalf of such organization, company or government agency.

    Links


    This web site contains links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects Personal Information. This privacy statement applies solely to information collected by this web site.

    Requests and Contact


    Please contact us about this Privacy Notice or if you have any requests or questions relating to the privacy of your personal information.

    Changes to this Privacy Notice


    We may revise this Privacy Notice through an updated posting. We will identify the effective date of the revision in the posting. Often, updates are made to provide greater clarity or to comply with changes in regulatory requirements. If the updates involve material changes to the collection, protection, use or disclosure of Personal Information, Pearson will provide notice of the change through a conspicuous notice on this site or other appropriate way. Continued use of the site after the effective date of a posted revision evidences acceptance. Please contact us if you have questions or concerns about the Privacy Notice or any objection to any revisions.

    Last Update: November 17, 2020