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Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised
- By Liz Weston
- Published Feb 22, 2013 by FT Press.
Book
- Sorry, this book is no longer in print.
About
Features
An updated guide to managing debt that helps you assess realistic options, find help, discover opportunities, and take action that works.
- Use debt to your advantage: make yourself richer, not poorer!
- Get sound, "big picture" advice based on proven financial planning principles
- Eliminate 'toxic' debts first
- Learn what you must know about consolidation loans, credit counseling, and debt settlement
- Overcome "debt stress," discover key signals that you're in too deep, and get compassionate, realistic help
- By renowned financial journalist Liz Weston (MSNBC, L.A. Times, NBC Early Today).
Description
- Copyright 2013
- Dimensions: 6" x 9"
- Edition: 1st
- Book
- ISBN-10: 0-13-324926-3
- ISBN-13: 978-0-13-324926-2
Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.
Sample Content
Online Sample Chapter
Isn't Debt-Free the Way to Be?
Sample Pages
Download the sample pages (includes Chapter 1 and Index)
Table of Contents
Introduction xvi
Chapter 1 Isn’t Debt-Free the Way to Be? 1
Chapter 2 Your Debt Management Plan 15
Chapter 3 Credit Cards 39
Chapter 4 Mortgages 63
Chapter 5 Home Equity Borrowing 85
Chapter 6 Student Loans 99
Chapter 7 Auto Loans 119
Chapter 8 401(k) and Other Retirement Plan Loans 133
Chapter 9 Loans You Don’t Want to Get--or Give 147
Chapter 10 Dealing with a Debt Crisis 159
Chapter 11 Putting Your Debt Management Plan into Action 177
Index 195