THOMAS F. LYDON, JR. (Huntington Beach, CA) is the leading expert on ETF investing. He is President of Global Trends Investments, an investment advisory firm that creates custom portfolios for high-net-worth individuals. He also edits ETFTrends.com, the No. 1 site for ETF news and commentary. He has been involved in money management for more than 25 years: first at Fidelity Investments, later as a founding member of Charles Schwab's Institutional Advisory Board, and recently as a board member for several companies. A contributor to the financial media, he is author of iMoney: Profitable Exchange-Traded Fund Strategies for Every Investor.