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Dr. Lois A. Vitt is founding director of the Institute for Socio-Financial Studies, and one of the leading U.S. authorities on financial education. Her work has been quoted by Alan Greenspan in testimony before Congress on the state of financial literacy in the United States. Vitt has directed nationwide studies on financial education in the United States, including Personal Finance and the Rush to Competence: Financial Literacy Education in the U.S. (for the Fannie Mae Foundation); and Goodbye to Complacency: Financial Literacy Education in the U.S. 2000-2005 (for AARP). She is a member of the AARP Business and Aging Education Advisory Board.