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This chapter is from the book

Who Suffers from Credit Risk?

This book is for anyone who suffers from credit risk, wants to understand the disease better, and wants to learn what there is to do about it. It is an introductory book—hence the word Primer in its title—and thus is not meant for the seasoned credit risk manager with years of credit experience. However, it is still a practitioner’s book, written for the working professional and not for the academic researcher.

The book is a guide for industry, service, or finance professionals with an interest in credit risk and credit instruments. It is meant for investing institutions on the buy-side of the financial markets, such as mutual funds, pension funds, and insurance firms, as well as sell-side retail brokers and research departments. Our reader can be, for example, the chief financial officer (CFO) who wants to assess a proposal for a new credit derivative—or the investment banker who sits down to prepare the proposal.

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