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Who Should Use iCloud Keychain…and Who Should Avoid It

For security reasons, online banking, credit card, investment, and other financial websites do not fully support iCloud Keychain. When visiting these websites, iCloud Keychain will remember your username, but not your password. Thus, you’ll still need to come up with a secure system for remembering these website-specific usernames and passwords. For example, you could utilize a password management app (available from the App Store) on your iPhone or iPad, such as: Dashlane, 1 Password, Password Manager, oneSafe, Keeper Password Manager, or eWallet Password Manager.

The iCloud Keychain feature is particularly useful if you’re the only person using your iPhone, iPad, or Mac. However, if others occasionally use your mobile device or computer, having iCloud Keychain active could allow those people to easily access websites and automatically log in with your username and password.

So, if you’re in a situation where others have access to any of your computers or iOS mobile devices that are linked to your iCloud account, using iCloud Keychain could compromise your privacy and grant people access to usernames, passwords, and credit/debit card details stored within your iCloud Keychain. To help prevent this, be sure to turn on the Passcode option offered by your iPhone or iPad, or set up a password-protected user account for yourself on your Mac.

From your iPhone or iPad, to turn on the Passcode feature, launch Settings, tap on the Passcode option, and from the Passcode Lock submenu, tap on the Turn Passcode On option. When prompted, enter a four digit passcode and reenter that passcode to confirm it. If you’re using an iPhone 5s, iPhone 6, iPhone 6 Plus, or an iPad that has a Touch ID sensor built in, be sure to turn on the fingerprint scanner, which will be used to unlock the device from the Lock screen and prevent unauthorized people from using your mobile device.

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