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This chapter is from the book

What Do Identity Thieves Do?

Identity thieves take your personal information and use it to harm you in a number of ways, including these:

  • Gaining access to your credit card account, bank account, or brokerage account
  • Opening new credit card accounts in your name
  • Opening new bank accounts in your name
  • Buying cars and taking out car loans in your name
  • Buying cellphones in your name
  • Using your name and credit to pay for utilities, such as fuel oil or cable television
  • Using your medical insurance to obtain medical services, thereby corrupting your medical records
  • Renting a home
  • Using your name when committing crimes

Although you might not be responsible for fraudulent charges, the damage to your credit as reflected in your credit report can affect your future employment, insurance applications, and loan applications, as well as any future credit arrangements you might want to establish.

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