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This chapter is from the book

Summary: The Four Principles in Action

  • Investing in education can clearly ADD to the value of your human capital, although you might incur debt that you must SUBTRACT from your holistic balance sheet. The equation only makes sense if the difference between the additional human capital value and the debt is positive.
  • The premium you can command from higher education will be MULTIPLIED over your entire working life, so be careful not to think myopically about the benefits over short versus long periods of time.
  • Remember that the total gains to you can be DIVIDED to raise your standard of living every year through your entire life span. More on this in later chapters.
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