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So do you stay, or do you move? A good risk and vulnerability study should help you to make that decision, by providing detailed pros and cons for your individual situation.

Your company may not experience the urgency implied in this article. However, even the smallest mom-and-pop store needs to have a risk assessment done, because fire and water damage are almost certain possibilities. Predictably, people are willing to take chances, and often may be caught off-guard. Bu procrastination certainly doesn’t pay for a large corporation doing volumes of business in an environment that depends on thousands of employees.

In part 3 of this series, we’ll delve into what’s really important to restore in a disaster. It’s not all about money, and it’s not a purely actuarial analysis. As Ted Sheppard pointed out, a hurricane could destroy a $1 billion gambling casino and at the same time wipe out a $1 billion power plant. While they seem to be equal risks in terms of monetary impact, the socioeconomic impact of the loss of a power plant is probably far greater. Sometimes the unique input of a quasi-government organization like the PDC lends clarity to these kinds of judgment calls. More on this topic next month.

Leo A. Wrobel has more than 30 years of experience with a host of firms engaged in banking, manufacturing, telecommunications services, and government. An active author and technical futurist, he has published 10 books and more than 400 trade articles on a wide variety of technical subjects. Leo served 10 years as an elected mayor and city councilman (but says he is better now). A sought-after speaker, he has lectured throughout the United States and overseas and has appeared on several television news programs. Leo is presently CEO of Dallas-based TelLAWCom Labs Inc. and b4Ci, Inc. Contact Leo at 214-888-1300 or email leo@b4ci.com.

Sharon M. (Ford) Wrobel served as corporate secretary and director of personnel for Premiere Network Services Inc. prior to joining b4Ci, Inc. in 2004. During that time, Sharon was instrumental in getting Premiere certified as the first CLEC to be certified in all 50 states, by aiding in filings and attending hearings. She also engaged in extensive research for Premiere, a function she continues with b4Ci as vice president of business development. Sharon was also president of the Ellis County Early Childhood PTA and the Ovilla Lions Club. She attended the University of Maryland and El Centro College in Dallas and received training as a registered nurse before joining Leo in business in the late 1990s. Sharon also served as a public official by accepting appointments to the local Planning and Zoning Commission and the Historical Commission.

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