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Rules of Money, The: How to Make It and How to Hold on to It, Expanded Edition

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Rules of Money, The: How to Make It and How to Hold on to It, Expanded Edition

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Description

  • Copyright 2012
  • Dimensions: 5-7/16" x 8-1/2"
  • Edition: 1st
  • eBook (Watermarked)
  • ISBN-10: 0-13-290786-0
  • ISBN-13: 978-0-13-290786-6

Money: some people just seem to know how to get it -- and keep it! What's their secret? What do they know that the rest of us don’t? They know the "rules of money": the "golden behaviors" that create wealth and make it grow. Anyone can learn the rules of money. You could learn them by spending years watching rich people up close... or you can learn them all right now, with Richard Templar’s The Rules of Money, Expanded Edition. Templar -- author of The Rules of Life and many other best-sellers -- has brought together 107 easy wealth-generation techniques you can start using instantly! Now updated and expanded with 9 brand new rules, Templar's rules address everything you need to know about money: how to think wealthy, get wealthy, get even wealthier, stay wealthy, and share your wealth. You'll find great up-to-the-minute advice on saving, spending, and investing, and enjoying your money, too. You'll discover why your money beliefs might be holding you back; how to see wealth as a friend, not the enemy; how to make money without compromising your ethics; avoid envy; make a plan; get your current finances under control; master deal-making and negotiation; discover opportunities nobody else sees, and much more. Templar's bite-size advice isn't just fun to read -- it's easy to use, too!

Sample Content

Table of Contents

Acknowledgments x
Introduction xi


Part I  Thinking Wealthy    2
1  Anybody Can Be Wealthy[md]You Just Need to Apply Yourself     4
2  Decide on Your Definition of Wealth    6
3  Set Your Objectives     8
4  Keep It Under Your Hat     10
5  Most People Are Too Lazy to Be Wealthy     12
6  Get a Reality Check    14
7  Understand Your Money Beliefs and Where They Come From     16
8  Understand That Wealth Is a Consequence, Not a Reward     18
9  Decide What You Want Money For     20
10  Understand That Money Begets Money    22
11  Calculate the Net Return    24
12  If You See Money as the Solution, You’ll Find It Becomes the Problem    26
13  You Can Make Lots of Money, You Can Enjoy Your Job, and You Can Sleep Nights     28
14  Don’t Make Money by Being Bad    30
15  Money and Happiness[md]Understand Their Relationship    32
16  Know the Difference Between Price and Value     34
17  Know How the Wealthy Think     36
18  Don’t Envy What Others Have     38
19  It’s Harder to Manage Yourself Than It Is to Manage Your Money    40

Part II  Getting Wealthy    42
20  You’ve Got to Know Where You Are Before You Start     44
21  You’ve Got to Have a Plan     46
22  Get Your Finances Under Control     48
23  Insurance Pays Someone, and Odds Are It’s Not You     50
24  Only by Looking Wealthy Can You Become Wealthy     52
25  Speculate to Accumulate (No, This Isn’t Gambling)     54
26  Decide Your Attitude to Risk    56
27  Think Through the Alternatives to Taking a Risk     58
28  If You Don’t Trust Someone, Don’t Do Business with Them    60
29  It’s Never Too Late to Start Getting Wealthy    62
30  Start Saving Young (or Teach Your Kids This One If It’s Too Late for You)     64
31  Understand That Your Financial Needs Change at Different Stages of Your Life    66
32  You Have to Work Hard to Get Rich Enough Not to Have to Work Hard    68
33  Learn the Art of Deal Making     70
34  Learn the Art of Negotiating     72
35  Small Economies Won’t Make You Wealthy but They Will Make You Miserable     74
36  Real Wealth Comes from Deals Not Fees     76
37  Understand That Working for Others Won’t Necessarily Make You Rich[md]but It Might     78
38  Don’t Waste Time Procrastinating[md]Make Money Decisions Quickly     80
39  Work as If You Didn’t Need the Money    82
40  Spend Less Than You Earn     84
41  Don’t Borrow Money[md]Unless You Really, Really Have To     86
42  Consider Consolidating Debts    88
43  Cultivate a Skill and It’ll Repay You Over and Over Again     90
44  Pay Off Your Loans and Debts as a Priority     92
45  Don’t Be Too Busy Earning a Living to Make Some Money     94
46  Save in Big Chunks[md]or Should You?     96
47  Don’t Rent; Buy     98
48  Understand What Investing Really Means    100
49  Build a Bit of Capital, Then Invest It Wisely     102
50  Understand That Property, in the Long Run, Will Not Outpace Shares     104
51  Master the Art of Selling     106
52  See Yourself as Others Do     108
53  Don’t Believe You Can Always Win    110
54  Don’t Pick Stocks Yourself If You Don’t Know What You’re Doing    112
55  Understand How the Stock Market Really Works     114
56  Only Buy Shares (or Anything) You Can Understand     116
57  Use Your Head    118
58  By All Means, Use the Investment Professionals (but Don’t Be Used by Them)     120
59  If You Are Going to Get Financial Advice, Pay for It     122
60  Don’t Fiddle     124
61  Think Long Term     126
62  Have a Set Time of Day to Work on Your Wealth Strategy     128
63  Pay Attention to Detail     130
64  Create New Income Streams     132
65  Learn to Play “What If?”     134
66  Control Spending Impulses     136
67  Don’t Answer Ads That Promise Get-Rich-Quick Schemes[md]It Won’t Be You Who Gets Rich Quick     138
68  There Are No Secrets     140
69  Don’t Just Read This[md]Do Something    142

Part III  Get Even Wealthier    144
70  Carry Out a Finance Health Check Regularly    146
71  Get Some Money Mentors    148
72  Play Your Hunches     150
73  Don’t Sit Back     152
74  Get Someone to Do the Stuff You Can’t     154
75  Know Yourself[md]Solo, Duo, or Team Player     156
76  Look for the Hidden Asset/Opportunity    158
77  Don’t Try to Get Rich Too Quickly    160
78  Always Ask What’s In It for Them     162
79  Make Your Money Work for You    164
80  Know When to Let Go of Investments    166
81  Know Your Own Style     168
82  Know Why You Should Be Able to Read a Balance Sheet[md]and How     170
83  Be One Step Ahead of Your Tax Collector     172
84  Learn How to Make Your Assets Work for You    174
85  Don’t Ever Believe You’re Only Worth What You Are Being Paid     176
86  Don’t Follow the Same Route as Everyone Else    178

Part IV  Staying Wealthy    180
87  Shop for Quality     182
88  Check the Small Print     184
89  Don’t Spend It Before You’ve Got It     186
90  Put Something Aside for Your Old Age[md]No, More Than That!     188
91  Put Something Aside for Emergencies/Rainy Days[md]the Contingency Fund    190
92  You Paid What for It? How to Shop Around    192
93  Never Borrow Money from Friends or Family (but You Can Allow Them to Invest)     194
94  Don’t Surrender Equity     196
95  Know When to Stop     198

Part V  Sharing Your Wealth     200
96  Use Your Wealth Wisely    202
97  Never Lend Money to Friends or Family Unless You Are Prepared to Write It Off     204
98  Don’t Lend, Take Equities     206
99  You Really, Really Can’t Take It with You     208
100  Know When/How to Say No[md]and Yes     210
101  Find Ways to Give People Money Without Them Feeling They Are in Your Debt     212
102  Don’t Over-Protect Your Children from the Valuable Experience of Poverty     214
103  Know How to Choose Charities/Good Causes     216
104  Spend Your Own Money Because No One Will Spend It as Wisely as You    218
105  Take Responsibility Before You Take Advice     220
106  Once You’ve Got It, Don’t Flaunt It     222
107  What’s Next? Pacts with the Devil?     224

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