Edie Milligan has worked for 20 years to help shape the emerging field of financial counseling through her work with social-service agencies and families from all income levels. She has designed and delivered financial programs that combine the best practices from the fields of Social Work and Financial Planning. She has achieved the credentials of Certified Financial Planner, Chartered Life Underwriter, and Accredited Financial Counselor. She serves on the Board of the Association for Financial Counseling and Planning Education, and has been active in the National Council on Problem Gambling and the Employee Assistance Professionals Association. She is the author of Take Charge: A Woman's Guide to a Secure Retirement.