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Peter W. Atwater is President of Financial Insyghts LLC, a firm that helps clients understand key financial services issues and their economic impact. He helped build (and then led) J.P. Morgan's asset-backed securities origination business. Working with major auto finance companies, credit card issuers, and regional banks, he gained an intimate understanding of consumer credit and the accounting, tax and regulatory issues associated with securitization and structured finance. Earlier, as CEO of Bank One Private Client Services reporting to Jamie Dimon, he integrated the bank's businesses serving high net worth clients. He contributes regularly to Minyanville.com.