Karen L. Murrell founded and is President Higher Heights Consulting and Training and is the creator of nationally recognized financial education programs. She provides financial education services to Fortune 500 companies as well as to private foundations and nonprofit organizations. Murrell previously held leadership positions at Fannie Mae and the Fannie Mae Foundation where she helped launch initiatives so millions of consumers could become homeowners. She developed financial education publications in nine languages and helped implement a public education advertising campaign in multiple languages. She currently serves as a research fellow at the New America Foundation.