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Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised
- By Liz Weston
- Published Feb 22, 2013 by FT Press.
- Copyright 2013
- Dimensions: 6" x 9"
- Pages: 288
- Edition: 1st
- Book
- ISBN-10: 0-13-324926-3
- ISBN-13: 978-0-13-324926-2
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Product Author Bios
LIZ WESTON (Los Angeles, Ca.), an award-winning personal finance columnist, is one of the Internet's most-read money experts. The New York Times called her The 10 Commandments of Money a"wonderful basic personal finance book...[with] enough counterintuitive ideas to keep even people who know a bit about personal finance reading further." Her bestseller Your Credit Score is now in its Fourth Edition. Her columns run twice weekly on MSN Money, and her Money Talk Q-and-A appears in print nationwide, from the LA Times to Stars and Stripes. She has appeared on Dr. Phil, NBC Nightly News, the Today Show, CNBC Power Lunch, and Marketplace Money. Her books also include There Are No Dumb Questions About Money.
Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.
Author's Site
Visit the author's website at asklizweston.com
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4 of 4 people found the following review helpful
This book will not work for gamblers but will for people rational about debt, By
This review is from: Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised (Paperback)
Customer review from the Amazon Vine™ Program (What's this?)
In 2005 Liz Pulliam Weston issued DEAL WITH YOUR DEBT: THE RIGHT WAY TO MANAGE YOUR BILLS AND PAY OFF WHAT YOU OWE. Eight years later the same author presents an updated version called DEAL WITH YOUR DEBT: FREE YOURSELF FROM WHAT YOU OWE. The talented Mrs Weston has in the interim produced several other books on personal finance, most notably YOUR CREDIT SCORE. Each of her books tries to be as up to date as possible, drawing on the best available recent statistics from reputable sources.Most striking about Liz Weston, in my opinion, is how clearly and simply she makes her points. After this review, for instance, I will review another new book whose table of content gives readers no clear notion of what the book is about. Not so DEAL WITH YOUR DEBT. From Introduction through eleven chapters and the Index you know what this book is about. It is not an executive summary because the table of contents does not give all the major answers. But you know where the author starts you... Read more
1 of 1 people found the following review helpful
Excellent, practical, no-nonsense financial advice, By
This review is from: Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised (Paperback)
Customer review from the Amazon Vine™ Program (What's this?)
Liz Weston has a lot of calm, good advice for those who find themselves in debt. Rather than lose another night’s sleep, reading this book can reassure consumers that not all debt is bad. Her common sense approach, and the book’s layout makes it easy to navigate through various types of credit, loans and how to get them paid off and make the most of your financial planning.For myself, because I went back to school later in life and racked up a bit of student debt, I was pacing the floor. Weston laid out the best strategies for someone like me to pay back the money owed. Using the principles in the book and paying off credit card debt first because of high interest rates and the like, I was happy to find I was in much better shape than I thought. While the advice is mostly common sense, the tone is really well worth the read. I highly recommend this book to college age students as well adults who have been at the financial game of life for a while.
1 of 1 people found the following review helpful
Useful information, but not necessarily new information, By
This review is from: Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised (Paperback)
Customer review from the Amazon Vine™ Program (What's this?)
This book really is no different than a lot of all-you-need-to-know books about finance. It hits all the points: auto debt, credit cards, mortgages, and student loans. It details what's good about these debts as well as what's bad. It also puts some things into perspective especially about credit card debt and student loan debt. I'm a grad student with student loans as well as credit card debt. It's hard to really know how to set up a plan to tackle this. There is a lot of great information on the do's and don'ts of paying off these debts especially advising you not to pay student loans with credit cards so you can file bankruptcy. It's illegal. To be honest I never thought of doing that but it's good to know. It's also good advice not to "overdose" on good debt. It also talks about the hidden cost of credit cards, which I found useful.Other plans I have is to invest more in retirement and eventually buy a house. You hear so many things in the news about the housing market... Read more |
Sample Pages
Download the sample pages (includes Chapter 1 and Index)
Table of Contents
Introduction xvi
Chapter 1 Isn’t Debt-Free the Way to Be? 1
Chapter 2 Your Debt Management Plan 15
Chapter 3 Credit Cards 39
Chapter 4 Mortgages 63
Chapter 5 Home Equity Borrowing 85
Chapter 6 Student Loans 99
Chapter 7 Auto Loans 119
Chapter 8 401(k) and Other Retirement Plan Loans 133
Chapter 9 Loans You Don’t Want to Get--or Give 147
Chapter 10 Dealing with a Debt Crisis 159
Chapter 11 Putting Your Debt Management Plan into Action 177
Index 195
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